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Ask Rusty – How Does My Husband’s Federal Pension Affect Benefits?

Dear Rusty: My husband retired at his full retirement age of 66. He qualified for Social Security but also qualified for Civil Service Retirement System (CSRS). Being so, he falls under the Windfall Offset Provision, and subsequently had his Social Security benefit reduced from around $900 to $450. His full CSRS benefit is $3,400. I have not claimed my Social Security benefit, but I expect it to…

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